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Renasant Bank offers many products to suit your borrowers needs. Please see our rate sheet and product guidelines for more details.
Conventional Fixed Mortgages
Traditional agency fixed rate products. Amortization terms from 10-30 years. Credit scores down to 620 on 95% LTV.
Gifts allowed for full downpayment on 95% LTV meeting certain credit requirements
Fannie and Freddie 97% LTV to 620
Government Insured Mortgages
VA loans with credit scores to 620. FHA and USDA to 620
Adjustable Rate Mortgages (ARMS)
5/1-7/1 and 10/1 Hybrid Arms. Agency qualifications on loan amounts to $417,000.
Jumbo MortgageFixed rate and adjustable loan programs availabel to $2M.